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What Will It Really Cost?

See the cash needed before you buy and the average monthly cost. The loan payment is only one part of the answer.

Set the numbers you know.

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We start with 7% tax, $1,600 in fees, yearly insurance, and a yearly service and repair budget.

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2020 Lamborghini Huracan Evo
Your answer
Cash needed before you buy$77,973

Asking $229,900 · 2-year ownership

Plan on $77,973 before buying, then about $5,199 each month while you own the car.

Average monthly cost while you own it
$5,199Loan payment, insurance, service and repair budget, plus tax and fees spread over your ownership plan
Monthly payment
$3,270$183,920 loan amount
Monthly insurance and service budget
$1,192Yearly insurance and service budget divided by 12

These numbers are rounded to whole dollars. The result uses the assumptions above. Replace them with your actual quotes before buying.

Common questions

Before you use your estimate.

What does this estimate include?

It includes the down payment, sales tax, purchase fees, monthly loan payment, yearly insurance, and a yearly service and repair budget. You see cash needed before buying separately from the average monthly cost while you own the car.

Does the calculator include maintenance and insurance?

Yes. It starts with yearly estimates for insurance and service. Replace them with quotes for the exact model, mileage, location, and coverage you are considering.

Why do I need more cash than the down payment?

A down payment is only one part of the cash needed before you buy. Taxes, registration or dealer fees, insurance, and a service and repair budget can add to the amount due at purchase.

How accurate is an exotic car cost calculator?

It is a planning estimate, not a quote. Use your actual tax rate, loan terms, insurance quote, purchase fees, and model-specific service and repair budget for a better estimate.